Do Skid Steers Have Titles? Understanding Equipment Registration

Understanding the documentation requirements for skid steers is crucial for equipment owners and operators. This guide explains the title and registration process for skid steer loaders.

Do Skid Steers Have Titles?

Unlike automobiles, skid steers typically do not have traditional vehicle titles. Instead, they are documented through:

  • Certificate of Origin (COO)
  • Bill of Sale
  • Equipment Registration (in some states)
  • Serial Number Documentation

Documentation Requirements

When purchasing or selling a skid steer, you should have:

  • Original Certificate of Origin (for new equipment)
  • Bill of Sale with detailed information
  • Serial number documentation
  • Maintenance records
  • Warranty information (if applicable)

State-by-State Title Requirements

Skid steer registration requirements vary significantly by state. Here's a summary of requirements across major states:

States That Do NOT Require Titles for Skid Steers

  • Texas: No title required. Bill of Sale and serial number documentation is sufficient.
  • Florida: Off-highway equipment exempt from titling. Keep manufacturer's certificate of origin.
  • California: No DMV title, but local business permits may be required for commercial use.
  • Georgia: No title required. Bill of Sale serves as proof of ownership.
  • North Carolina: Equipment not driven on public roads is exempt from titling.
  • Arizona: No title for off-highway construction equipment.

States That MAY Require Registration

  • Pennsylvania: May require registration if operated on public roads, even briefly.
  • Ohio: Requires "Slow Moving Vehicle" emblem and may need permit for road crossings.
  • New York: Commercial equipment may need Department of Agriculture registration.
  • Michigan: Off-road equipment used commercially may need registration for tax purposes.

How to Verify Ownership Without a Title

When a title isn't available, use these methods to establish ownership:

  1. Serial Number Verification: Match the serial number to manufacturer records
  2. Bill of Sale Chain: Gather bills of sale from all previous owners if possible
  3. Lien Search: Use services like Equipment Watch or IronClad to check for liens
  4. Manufacturer COO: Request Certificate of Origin records from the manufacturer
  5. Insurance Records: Previous insurance policies can help establish ownership history
  6. Theft Database Check: Search the National Equipment Register (NER) to ensure it's not stolen

⚠️ Important:

Always check your state's specific requirements before purchasing. Some states have recently changed regulations, and commercial vs. personal use may have different requirements.

Proof of Ownership

To establish ownership of a skid steer, you need:

  • Bill of Sale with seller's information
  • Serial number verification
  • Payment documentation
  • Previous owner's documentation (if used)

Insurance Requirements

Insurance documentation typically includes:

  • Equipment identification information
  • Serial number
  • Model and year
  • Value assessment
  • Usage details

Financing Considerations

When financing a skid steer:

  • Lenders may require specific documentation
  • UCC filings may be necessary
  • Insurance requirements must be met
  • Payment records should be maintained

Transferring Ownership

When selling or transferring a skid steer:

  1. Prepare a detailed Bill of Sale
  2. Document the serial number
  3. Include all maintenance records
  4. Update insurance information
  5. Notify relevant authorities if required

Tax Implications

Consider these tax-related aspects:

  • Sales tax requirements
  • Property tax considerations
  • Depreciation documentation
  • Business expense records

Best Practices

To maintain proper documentation:

  • Keep all original documents in a safe place
  • Make digital copies of important papers
  • Update records when modifications are made
  • Maintain a complete maintenance history

Common Issues

  • Missing documentation
  • Incomplete transfer records
  • Unclear ownership history
  • Incorrect serial number information

Professional Assistance

Consider consulting with:

  • Equipment dealers
  • Legal professionals
  • Insurance agents
  • Tax advisors

Conclusion

While skid steers don't have traditional vehicle titles, proper documentation is essential for ownership, insurance, and legal compliance. Keep all relevant paperwork organized and up-to-date to ensure smooth operations and transfers. When in doubt, consult with professionals to ensure you meet all requirements for your specific situation and location.